Europe's leading prepaid
Services Company
Proven Global Experience

Alternative banking

We are entering a new era of banking. Different consumers have different needs and are shopping around for a more personalised service and additional features. PrePay Solutions’ alternative banking solution is a modern alternative to a traditional bank account, providing all of the banking basics with added value features and benefits to fit the changing lifestyles of your customers and help them manage their money.



  • Security – money in your account is safe and protected by Chip and Pin security
  • Convenience – Access and manage your money wherever you are with the intuitive mobile app.
  • Speed – move money instantly with Faster Payments and Direct Debits
  • Convention – standard account number and sort code, just like a traditional bank
  • Budgeting – Multiple wallets to set aside savings or types of spend. Clever budgeting tools to help you keep track of your money
  • Personalisation – An account and banking brand that fits with your lifestyle and values
  • Easy to use – manage your money anywhere with an intuitive mobile app
  • Available to anyone – Simple KYC process and instant approval with no credit check



  • Generate new revenue streams – monthly fees, transaction fees, account services
  • Increase customer stickiness and loyalty – Offer your existing customers a trusted, high use product that makes their lives easier
  • Target new markets and bring new customers to your brand – Alternative banking is becoming mainstream. Attract early adopters looking for something different
  • Get to know your customers and gather valuable data – Find out more about your customers’ spending habits in order to better target your products and services


  • Faster payments, direct debits, P2P transfer
  • Standard account number and sort code
  • Multiple account wallets for jam jar budgeting
  • Fully brandable mobile app and online account
  • Real-time notifications and alerts
  • Chip and PIN protected Mastercard card
  • Simple KYC process with no credit check
  • Full White label solution available – completely branded by you across card, app, online portal and IVR/call centre
  • Single, complete end to end solution ready to go.
  • Flexible service model – we can manage all or just some of the solution for you
  • Full suite of APIs – simple, plug-in integration to your existing website and apps